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Please
Choose From One of the Following: |
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As
of Feb. 1,
2012 |
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Certificate
Accounts |
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Term
|
Minimum
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Rate
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Annual
Percentage Yield
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6 Month |
1,500 |
.40% |
None |
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6 Months
(Qtrly Comp) |
1,500 |
.40% |
.40% |
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Quarterly
1 Year |
1,000 |
.55% |
.55% |
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Quarterly
2 Year |
500 |
.85% |
.85% |
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Quarterly
3 Year |
500 |
.85% |
.85% |
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Monthly 1
Year |
1,000 |
.55% |
.55% |
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Monthly
2 Year |
500 |
.85% |
.85% |
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Monthly 3
Year |
500 |
.85% |
.85% |
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IRA
1 Year |
500 |
.55% |
.55% |
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IRA 2 Year |
500 |
.85% |
.85% |
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As
of Feb. 1, 2012 |
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Share
Accounts/Special Savings Accounts |
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Minimum |
Rate |
Annual
Percentage Yield |
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$0
to $24,999.99 |
0.10% |
0.10% |
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$25,000 to
$99,999.99 |
0.25% |
0.15% |
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$100,000 + |
0.30% |
0.20% |
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As
of Feb. 1, 2012
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Christmas
Club |
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Minimum |
Rate |
Annual
Percentage Yield |
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$0 |
0.10% |
0.10% |
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Christmas
Club dividends are not declared until the October Board Meeting. Last
year Christmas Club dividends paid .20% and are based on the regular
share account rate.
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As
of Feb. 1, 2012
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IRA
Savings |
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Minimum |
Rate |
Annual
Percentage Yield |
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$0 |
.41% |
.41% |
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As
of Feb. 1, 2012
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Checking
Accounts |
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Minimum |
Rate |
Annual
Percentage Yield |
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$0
to $1,999.99 |
$2,000 |
0 |
0 |
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$2,000 + |
$2,000 |
0.05% |
0.05% |
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As
of Feb. 1, 2012
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New
Auto Loan Rates |
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2.84% - 5.19% APR |
Call
for a New Auto Loan 440-545-5135 |
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Annual
Percentage Rate. Rates quoted are our best rates based on the 1%
Platinum Club discount rate (certain credit qualifications apply) with
20% down for a length of repayment of between 1 - 96 months. Rates vary
depending on length of repayment and may increase by as much as 8%
depending on credit worthiness. Extended repayment periods may require
a minimum amount financed. |
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As
of Feb. 1, 2012
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Used
Auto Loan Rates |
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3.34% - 3.84% APR |
Call
for a Used Auto Loan 440-545-5135 |
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Annual
Percentage Rate. Rates quoted are our best rates based on Platinum Club
discount rate (certain credit qualifications apply) for up to 60
months. Rates may increase by as much as 8% depending on credit
worthiness. The 4.34% reflects a .50 basis point reduction with 20%
down. |
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As
of Feb. 1, 2012
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Personal/Signature
Loan |
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6.00% -
16.5% APR |
Call
440-545-5135 to apply |
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Annual
Percentage Rate. Rates vary depending on length of repayment. Rates
quoted are our best rates and may increase by as much as 8% depending
on credit worthiness. Certain payment periods require a minimum amount
financed. |
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As
of Feb. 1, 2012
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Success
Student Loan |
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Get
up to $20,000. Variable rate, Prime Rate +1%. Call Today 440-545-5135 |
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As
of Feb. 1, 2012
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Boat/RV
Loan |
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Same
as New & Used Auto Loans + 1.5% up to 60 months. |
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Extended
repayment terms are available and may require a minimum amount
financed. Down payment required. Variable rate. |
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As
of Feb. 1, 2012
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Mortgage/Home
Equity Loan |
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"We Have a Program
to Fit Your Needs."
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Types
of Mortgages |
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First
Mortgages, Second Mortgages, Refinancing, Adjustable Rate, Financing
for those with past credit issues |
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Certain
programs may require down payment |
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Types of Home Equity
Loans |
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Variable
- Home Equity Line of Credit (Variable Rate, Prime Rate + 0%) |
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Most
convenient way to access funds is with the Visa Home
Equity Card. |
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Fixed
Rate Home Equity |
Call
Today for current rates. 440-545-5135 |
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As
of Feb. 1, 2012
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VISA®
Products |
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Gold
VISA® 8.00% APR -
Credit limit of $5,000, NO annual fee. More info here. |
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VISA®
HELOC "Variable rate of
prime + 0%" Call today for current rate. 440-545-5135 |
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VISA®
Classic Our VISA Classic
card offers a fixed interest rate of 13.5% APR*, NO annual fee and the
Scorecard enhancement package. |
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VISA®
Vanilla For those of us who
enjoy the simple things in life, we have the VISA® Vanilla
card. The Visa® Vanilla offers a LOW, fixed interest rate of
9.99% APR* and NO annual fee. |
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VISA®
Gift Cards Purchase gift
cards in $5.00 increments from $10.00 - $500.00. You decide the amount
to give. You can purchase gift cards for only $2.50 each and Platinum
Club members pay $1.00 per card. VISA® gift cards are better
than cash and so convenient to use! |
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