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Regular
Savings (view
rates)
When you join the credit union and make your
first, initial $5 deposit, you have opened a daily interest savings
account (referred to as a share account). The dividend rate is set
at the close of each quarter by the credit union Board of Directors
and is paid quarterly on the last day of December, March, June and
September. There is no minimum balance requirement to earn interest
on your regular savings account.
(Associated fees
may reduce the earnings on this account.)
Certificates
(view rates)
Members may choose from several types of certificates. Pick a term
that meets your financial goals. Interest is paid monthly, or quarterly,
based on the certificate chosen.
(Associated fees
may reduce the earnings on this account.)
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Christmas Club
(view rates)
Start to save now for your holiday expenses. Your savings, plus interest,
is deposited directly into your regular savings account on November
1 each year. The dividend rates are set by the Board of Directors
in the month prior to payment, and are calculated by averaging the
dividend rates that have been set for the past year.
(Associated fees
may reduce the earnings on this account.)
Individual Retirement Accounts (IRAs) (view
rates)
Plan for your future with an IRA. Members
may choose a variable or fixed rate account. IRA certificates are
available at higher rates. Payments to your IRA can be made via payroll
deduction, regular deposits, or a lump sum contribution.
(Associated fees
may reduce the earnings on this account.)
Special Savings
(view rates)
Start to save for that new computer system you've had your eye on
or that dream vacation you've been thinking about. You can open a
special savings account and call it anything you want. You decide.
To make saving even easier, you can have your money automatically
deposited into your special savings account via payroll deduction
or direct deposit.
(Associated fees
may reduce the earnings on this account.)
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